Be Safe with Renters Insurance
Learn why it is important for residents to have renters insurance in Ohio. Contact Otto Insurance Group today for more information!
Why Buy Renters Insurance?
Some may think that renters insurance is expensive, but the truth is it doesn't cost much for apartment coverage. Moreover, if you think about all that you stand to lose without it, buying renters insurance is actually a smart investment choice for anyone.
What is Renters Insurance?
Apartment renters insurance is like homeowners insurance, only it does not cover building repairs. This type of insurance coverage not only protects you but also covers your liability if someone else is injured on the insured property.
A renters insurance policy protects your belongings in a rented apartment, house, condo, or other rented space from unexpected situations, such as:
- Fire
- Hail
- Windstorm
- Lightning
- Theft
- Vandalism
- The impact from a vehicle
- Sewer backup damage
- A frozen plumbing system
- And more
When you invest in home renters insurance, you are paid for damaged, lost, or stolen possessions, should any of these misfortunate events occur.
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Bryce Pflieger
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RimTyme Indy
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Michael Martin
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Dave Williams
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Sheri Nash
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Timothy Guth
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Mark Barrett
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Who Needs Renters Insurance?
Many people think their landlord's insurance will cover their belongings, but that is not the case. Your landlord's policy only covers the building and usually doesn't include belongings or cover injuries sustained on the premises. That's why everyone should consider buying a renters insurance policy.
If you own a wardrobe of clothing, a house full of furniture, valuable electronics, but especially expensive jewelry that you keep in your apartment, it would be wise to get insurance for renters. Because if this stuff ever gets stolen or damaged, you could kiss it goodbye and forget about getting compensated for your losses if you don't have renters insurance coverage.
Renters Insurance
Frequently Asked Questions
Renters insurance may cover fire, theft, certain natural disasters, water backup damage, bodily injuries, and more that occurs at your rented property. This could be a home, an apartment, or even a dorm. It may also cover temporary accommodations required due to damage to your rental.
There are several factors that determine renters insurance rates, including your location, the amount of coverage needed, and the assets you want to protect. According to Business Insiders, the average amount for renters insurance in America is roughly $15 per month or $174 per year.
The first thing you should consider is the company's reputation, reviews, and customer support services. Next is price, but keep in mind that cheaper policies may not provide the coverage you need.
Why Choose Us?
Otto Insurance Group offers renters the best insurance policy solutions to serve everyone's needs at great rates. We also provide a high level of customer care so our clients will get the friendly and helpful treatment they deserve. We currently serve many cities in Ohio such as Newark, Mt Vernon, Columbus/Westerville, and more. Contact us today for a quote.
