Affordable Boat Insurance in Ohio
Are you looking for the best watercraft and boat insurance in Ohio? Contact Otto Insurance Group today for a quote.
Get the Affordable Coverage You Need
At Otto Insurance Group, we can help you get the coverage you need to protect all your high-seas adventures and fishing excursions. If you want an affordable boat insurance quote, contact us today to get started.
What is Boat Insurance and Who Needs It?
Your boat, jet ski, or pontoon is a significant investment, and you want to ensure that it is protected in the event of damage. While there are several types of boat insurance, the right policy can cover the cost of repairing your boat and protect you from liability.
While it is not required in Ohio, it is a smart investment for anyone who owns a boat, as repair and replacement costs can be expensive, and you'll want protection if your boat is stolen.
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Get Exceptional Insurance for Boats in Ohio Today
At Otto Insurance Group, we've partnered with all the top boat insurance companies to provide you with the lowest rates in the industry.
If you have any questions, contact us today. Our trusted boat insurance agents are here to help you identify additional savings, bundle your boat and auto policies, and more.
The Best Insurers
A wide range of plans from all the best boat insurers
Variety
Several different types of boat insurance, including "agreed upon value" plans and "actual value" plans
Add-ons
Excellent add-ons, including towing coverage, disappearing deductibles, and more
Support & Discounts
Friendly customer support and great discounts when you buy multiple policies
Boat/Watercraft Insurance
Frequently Asked Questions
There are several different types of boat insurance, but two of the most popular policies include "agreed upon value" and "actual value." If your boat is damaged beyond repair, an agreed-upon value policy will reimburse you for the value your boat was when you signed your insurance. An actual value plan will only compensate you for the value of your boat at the time the damage occurs, which can be significantly less due to depreciation.
Your coverage will depend on the type of plan you choose. However, our plans typically include
- Damage to your boat's mechanical components
- Liability insurance
- Personal injury coverage
- Uninsured boater coverage
- Fuel spill liability
- Wreck removal
- Damage to property caused by your boat
- Injury to others
- Compensation for your boat if it is damaged beyond repair
At Otto Insurance group, we cover a wide range of boat insurance plans, including
- Sailboats
- Yachts
- Fishing boats
- Pontoon boats
- Jet skis
- And more
Contact us today to learn more about all the watercraft we cover.
The cost of your boat insurance will depend on the size, value, and style of your boat, as well as the type of coverage you choose. However, we work with all the top boat insurers to provide you with the best policies. Contact us today to get started.
Get Boat Insurance from Otto Insurance Group Today
Protect yourself and your boat with an insurance policy in Ohio from Otto Insurance Group. Contact an agent today!